Harrisburg Bankruptcy Attorney Provides Valuable Legal Help
When you are having problems with debts it can make life miserable for you and your family. Debt collectors may be hounding you and you might even be hesitant to answer your own phone. This can create an enormous amount of tension and stress. Thankfully your Harrisburg bankruptcy attorney is there to help.
If you would like to talk to an experienced legal professional you only have to pick up the phone and call the office. Your initial consultation is free and you can discuss your problem with a lawyer. Together you and your lawyer will look at your current financial situation and determine the best course of action.
Chapter 7 bankruptcies allow you to remove all debts from your record, but you must liquidate all of your assets. However, you can get rid of all the harassing phone calls and mail, as creditors and collectors must leave you alone. In fact, they are forbidden by law to contact you after you inform them of your legal action.
After you have experienced legal protection bill collectors and creditors may not sue you over debts. This is one less problem to be concerned with. In fact, you may stop a bank foreclosure and it may give you the needed time to save your house. This process will behold until the courts make a decision on your case.
Not everyone will qualify for a chapter 7 strategy as your income must be below certain levels and you must have a significant debt to income ratio. However, chapter 13 may be a better option. Under this plan you agree to pay off all financial obligations with a payment plan over the course of a few years.
Your bankruptcy lawyer in Harrisburg will help you through the entire legal process. If you have to go to court, your lawyer will be there to represent you. You will not have to worry about debts and can go on with your life, and this will bring closure to your debt problems.
If you would like to talk to an experienced legal professional you only have to pick up the phone and call the office. Your initial consultation is free and you can discuss your problem with a lawyer. Together you and your lawyer will look at your current financial situation and determine the best course of action.
Chapter 7 bankruptcies allow you to remove all debts from your record, but you must liquidate all of your assets. However, you can get rid of all the harassing phone calls and mail, as creditors and collectors must leave you alone. In fact, they are forbidden by law to contact you after you inform them of your legal action.
After you have experienced legal protection bill collectors and creditors may not sue you over debts. This is one less problem to be concerned with. In fact, you may stop a bank foreclosure and it may give you the needed time to save your house. This process will behold until the courts make a decision on your case.
Not everyone will qualify for a chapter 7 strategy as your income must be below certain levels and you must have a significant debt to income ratio. However, chapter 13 may be a better option. Under this plan you agree to pay off all financial obligations with a payment plan over the course of a few years.
Your bankruptcy lawyer in Harrisburg will help you through the entire legal process. If you have to go to court, your lawyer will be there to represent you. You will not have to worry about debts and can go on with your life, and this will bring closure to your debt problems.
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Get a summary of the advantages of consulting a Harrisburg bankruptcy attorney and more information about a reputable lawyer at http://www.solutionsbankruptcy.com now.