Houston Insurance Lawyer Can Help With Different Types Of Bad Faith Insurance Claims
It is usually a good idea for you to get insurance on anything that you buy or own. The common things that people get insurance on are their house, car, and other expensive purchases. Having insurance on your items means that if something happens that is out of your control you can get reimbursed the value of the item since it is covered.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Instances of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
If they take to long to pay you between the time you file your claim and the time it is settled this could also be considered bad faith. The general rule of thumb is a year is too long to wait, if it has been that long you have been wronged and deserve what you are owed. Keep in mind this only applies to situations when the insurance company has all of the evidence they need to make their decision.
Third party bad faith claims come in a couple of different varieties and are still against the law. If an insurer does not settle with the insured one way or another is considered bad faith. They should not leave you in a situation where you really do not know what is going to happen next. If they fail to defend you and handle the case in a negligent manner this could also be grounds for a bad faith claim. An example of this would be if the insurer does not hire the proper staff to defend the person who is insured.
How a Houston Insurance Lawyer can Help
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
Talking to your lawyer involves you being prepared to tell them why you were a victim of a bad faith claim and what conversations took place between you and your insurance company. They will help you find the options that you have when it comes to contacting the insurance company and going to court over their negligence. If you feel like you have been waiting too long contact a lawyer and get the information together so that you can get reimbursed for what you are owed.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Instances of Bad Faith Claims
There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.
If they take to long to pay you between the time you file your claim and the time it is settled this could also be considered bad faith. The general rule of thumb is a year is too long to wait, if it has been that long you have been wronged and deserve what you are owed. Keep in mind this only applies to situations when the insurance company has all of the evidence they need to make their decision.
Third party bad faith claims come in a couple of different varieties and are still against the law. If an insurer does not settle with the insured one way or another is considered bad faith. They should not leave you in a situation where you really do not know what is going to happen next. If they fail to defend you and handle the case in a negligent manner this could also be grounds for a bad faith claim. An example of this would be if the insurer does not hire the proper staff to defend the person who is insured.
How a Houston Insurance Lawyer can Help
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
Talking to your lawyer involves you being prepared to tell them why you were a victim of a bad faith claim and what conversations took place between you and your insurance company. They will help you find the options that you have when it comes to contacting the insurance company and going to court over their negligence. If you feel like you have been waiting too long contact a lawyer and get the information together so that you can get reimbursed for what you are owed.
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If you need help from a Houston Home Insurance Dispute Lawyer, get in touch with Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.