Get To Learn More About Workers Compensation Atlanta GA

By Catherine Wright


Many are times people get different forms of injuries in the process of work. The employer should be directly responsible to these injuries. If you are injured on job and qualify for Workers Compensation Atlanta GA, you ought to receive proper medical treatment, payments for the time off while undergoing treatment and recovering, a compensations payment for any form of disability resulting from your injury as well a job retraining if you cannot return to your initial job.

Atlanta city has had some form of protecting employees who are hurt while working. The old system which required lawsuits against workers was found to be ineffective. The negligence by employers was usually difficult and arguably impossible to prove which made the legal process time consuming and expensive as well, with almost no benefits paid to injured employees during the process. This is why compensation law was introduces to provide statutory solution to this problem. Workers compensation thus became a new kind of insurance that all employers are required to acquire to protect their employees.

Not all injuries abide by the compensation laws even if it happens in the work place. In order for this to be covered, the harm incurred by the victim in their workplace ought to have been accidental and occurred while doing job duties. Therefore, just because a person is involved in accident while working, he may still not be compensated. Additionally, if you can prove that you are suffering from occupational related illness, you can claim the insurance benefits.

In establishing whether a given injury falls under insurance coverage, it is crucial that the insurance policy is only applicable to employees. The law elaborates clearly who is a covered employer or a covered employee. Therefore, to get coverage benefits there should exist a good relationship between the workers and their employers.

If there exist a good relationship between employees and their employer then the next thing considered is if the injury was an accident. To explain; an accidental injury is one which happens by chance or without design. That is, taking place unintentionally or unexpectedly.

Besides, the accidental requirement, occupational illness can also be covered by this insurance. These are illnesses which are caused by the circumstances of the surrounding job environment. They may include skin, eye or lung diseases. Usually, they are as a result of long term exposure to harmful substances used in the place of work. These conditions can enable a worker to be eligible for insurance coverage even though they are not involved in any kind of accident.

For an injury to be covered, it must have occurred out of employment. If the conditions under which a particular work is needed to be performed by the employer courses injury, then it is said to arise out of employment. The focus is usually on the extent of exposure of employees to risk or danger due to job requirements.

Besides, for a compensable claim, the injury must also be in the course of employment. It is slightly different from injury arising out of employment. The attention factor in this case is time, place and circumstance of the injury.




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