How To Select The Best Chapter 7 Bankruptcy Attorney Georgia
Many people make the decision to choose a bankruptcy attorney when their financial woes have deepened. The right choice of an attorney can help you deal with the issue and ensure that in soonest time possible, you are up and running without hassles from creditors. When looking for the right chapter 7 bankruptcy attorney Georgia residents should observe the following factors.
Chapter 7 is the most popular type of bankruptcy filed. In this model nonexempt assets are sold by a trustee and the proceeds advanced to creditors. After a successful filing, creditors will not be allowed to collect funds from you. After all these assets have been liquidated and creditors paid, you will be able to start a fresh financial life without any fear. However, there are certain debts, such as criminal fines and student loans which cannot be discharged with this model.
However, there are debts that cannot be discharged under this chapter. These include child support and alimony, criminal fines such as those for drunk driving, purchases made recently involving substantial amounts and debts which were incurred through fraudulent dealings and wrongdoing. Your trustee will carefully check if there are nonexempt assets that can be sold to the benefit of unsecured creditors.
Searching for a prospective attorney should not be difficult, considering their numbers in the industry today. However, a good part of finding the right lawyer is knowing what to look for and getting basic information about the process. Consider asking for recommendations from friends and family who have been through a similar process before. Ask them to give reasons why they think that lawyer will be of good help to you.
Specialization in this field of law is an important requirement. Law is a wide profession hence the need of specializing in a specific area to facilitate better service provision. Lawyers who do not specialize in this field may not foresee all potential pitfalls that might hamper your results out of the process. This can result into your case getting dismissed, hence the need of reapplying for the same.
Competence of an attorney is an important factor that should be checked, but quite tricky to evaluate. A professional might have been in the industry for 20 years but not produced excellent results. On the flip side, if a lawyer who recently graduated and is smart and hardworking, thus producing excellent results, he or she might be a better choice. Ask for referrals from people who have handled similar cases before.
Most people considering filing for bankruptcy usually do not have a lot of money to spend on their application. The amount of legal fees asked will depend on the complexities associated with your case. It is usually to compare quotes from different lawyers so you know who not only charges reasonably but also provides excellent services.
Filing for bankruptcy requires a lot of paper work and constant communication with your lawyer. It is hence very important that you make the right choice of this professional. Some of the factors you need to consider include area of specialization, experience levels, cost of representation and reputation in the industry.
Chapter 7 is the most popular type of bankruptcy filed. In this model nonexempt assets are sold by a trustee and the proceeds advanced to creditors. After a successful filing, creditors will not be allowed to collect funds from you. After all these assets have been liquidated and creditors paid, you will be able to start a fresh financial life without any fear. However, there are certain debts, such as criminal fines and student loans which cannot be discharged with this model.
However, there are debts that cannot be discharged under this chapter. These include child support and alimony, criminal fines such as those for drunk driving, purchases made recently involving substantial amounts and debts which were incurred through fraudulent dealings and wrongdoing. Your trustee will carefully check if there are nonexempt assets that can be sold to the benefit of unsecured creditors.
Searching for a prospective attorney should not be difficult, considering their numbers in the industry today. However, a good part of finding the right lawyer is knowing what to look for and getting basic information about the process. Consider asking for recommendations from friends and family who have been through a similar process before. Ask them to give reasons why they think that lawyer will be of good help to you.
Specialization in this field of law is an important requirement. Law is a wide profession hence the need of specializing in a specific area to facilitate better service provision. Lawyers who do not specialize in this field may not foresee all potential pitfalls that might hamper your results out of the process. This can result into your case getting dismissed, hence the need of reapplying for the same.
Competence of an attorney is an important factor that should be checked, but quite tricky to evaluate. A professional might have been in the industry for 20 years but not produced excellent results. On the flip side, if a lawyer who recently graduated and is smart and hardworking, thus producing excellent results, he or she might be a better choice. Ask for referrals from people who have handled similar cases before.
Most people considering filing for bankruptcy usually do not have a lot of money to spend on their application. The amount of legal fees asked will depend on the complexities associated with your case. It is usually to compare quotes from different lawyers so you know who not only charges reasonably but also provides excellent services.
Filing for bankruptcy requires a lot of paper work and constant communication with your lawyer. It is hence very important that you make the right choice of this professional. Some of the factors you need to consider include area of specialization, experience levels, cost of representation and reputation in the industry.