Blue Cross Insurance - Providing Wellness Insurance For 1 Third Of All Americans

By Barbara Thomas


Blue Cross insurance was the creation of Justin Ford Kimball who, in 1929, devised a plan to offer hospital care for school teachers in Dallas. The plan provided teachers with cover for up to twenty a single days in hospitalization each year for a premium of six dollars.

From these humble beginnings the plan spread, first throughout Dallas along with other areas of Texas after which nationwide, providing cover for employees across an ever widening range of employment.

Just ten many years following it was born the Blue Cross symbol was adopted by the American Hospital Association for plans that met particular standards and this formal recognition provided Blue Cross insurance using a springboard for additional growth.

In 1960 the growth in popularity of Blue Cross was this kind of that the Blue Cross Association superseded the American Hospital Association commission and some twelve many years later severed all ties with the commission.

Finally, in 1982, the Blue Cross Association merged with the National Association of Blue Shield Plans and also the Blue Cross and Blue Shield Association we know these days was formed.

The Blue Cross and Blue Shield Association is in effect a trade association for some thirty eight independent and locally, or regionally, operated Blue Cross and Blue Shield Plans. These together supply cover throughout the United States, as well as inside the Canadian province, for millions of People in america (it is estimated that one in 3 Americans now carry a Blue Cross and Blue Shield card) and creates Blue Cross and Blue Shield the country's largest healthcare provider.

But Blue Cross and Blue Shield does more than simply provide medical insurance cover over a group and individual basis.

The Association is now also the administrator for Social Security inside a large quantity of states and often provides group cover for region government employees and for employees of the Federal government. As a result, officials within Blue Cross and Blue Shield jobs closely with federal government wellness policy makers at the really top levels of federal government as well as the Association plays a critical part in influencing the direction of government health policy.

It is amazing to think that a plan originally devised merely to offer cover for hospital bills in your tiny group of school teachers in Dallas has now designed not only into a nationwide plan providing cover for just about anything you may imagine from critical illness through long-term care, disability, life cover, dental cover, pharmacy cover and even cover for worldwide travel, but has also spawned an corporation that is certainly at the quite heart on the healthcare method in the United States.

With this sort of phenomenal growth inside the past seventy 5 many years and such a strong position today 1 can only imagine that Blue Cross and Blue Shield will continue to grow within the many years ahead proving yet a lot more and far more cover for an ever growing variety of customers.




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