Health Cover In The UK

By Jeremy Gold


Do increasing NHS waiting times, the prospect of exposure to potentially deadly viruses and treatment from overworked staff have you running for cover every time you think about your personal health? If so, maybe it's time to think about the type of cover you should be running towards. UK health cover is an alternative and affordable alternative to NHS healthcare that safeguards the wellbeing of policyholders and their families. Also referred to as private health insurance, a UK health cover policy can eliminate the potential risks associated with typical hospital treatments and procedures.

If your GP refers you to a specialist for a new illness, it can take many weeks before that appointment comes through. You would be very lucky indeed to get to see an actual consultant and usually it would be a registrar or doctor that is junior to consultant level. The doctor may recommend a further appointment or perhaps treatment. This could be many weeks or even months away. During this time period, you are left to worry with no on-going support from your GP or any other doctor. That would make you feel that things are out of your control - and this feeling of inadequacy would be even greater if we were talking about one of your children needing treatment. Now let's take a look at the benefits that UK Health Cover can provide.

UK Health Cover obliterates the extensive waiting times for treatment at your local NHS hospital. With UK Health Cover, you will get an appointment with a consultant of your choice, at your choice of private hospital or even in the private ward of an NHS hospital. You will thank UK Health Cover when it sees you placed in a clean, private ward with full en-suite facilities, a telephone and satellite television. The staff have more time to spend with you and more time available to clean and sanitise your clinical area in an effort to remove the risk of potentially fatal MRSA and C Difficile bacteria.

While you're receiving treatment, your family can visit at any time. As a UK health cover customer, there are no restrictions to visiting hours which means your loved ones can be at your side at any time of the day. You'll have no worries regarding mixed gender ward sharing because you will be in a private room,, and you can enjoy the experience of being treated by the same expert consultant from the moment you arrive until you've fully recuperated.

This is all starting to sound wonderful, but many people worry that UK Health Cover is going to be far too expensive for them. On the contrary, UK Health Cover typically begins at under 10 per month, depending on personal circumstances. Premiums will be more expensive if additional cover options are purchased which will be added to the basic policy. It is possible to add other family members to your policy, this would have the result of reducing the overall average premium per person further, in the same way that a company policy for many employees is cheaper than a policy for one individual. This increases the value for private medical treatment for your entire family at the time when you need it most.

Several UK Health Cover providers also offer an alternative service including corporate private health insurance and cash plans that allow you to reclaim part of the cost of treatment for things like physiotherapy, dental and optical treatment.




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