Umbrella Insurance: The Superman Policy

By Maryl Joop


Perhaps the most well-known superhero of all time is Superman. He's got everything. He is "faster than a speeding bullet, more powerful than a locomotive, and able to leap tall buildings in a single bound." His only weakness is Kryptonite. He is the model of honesty, justice, and humanity. Basically, he's the man.

Everything is going well as you meet the parents, putting your best foot forward. Then you hit the road with your date and it happens! Your tire blows on the way! The timing is impeccable but getting a flat can happen anywhere and anytime. Here is what you need to do.

Spiderman is very smart and gets to be a mutant. They each take care of their cities in their own way. Batman's got Gotham covered, Wonder Woman has D.C., and Spiderman takes care of New York. Super Man is primarily located in Metropolis, but he tends to wander farther afield than his fellow superheroes.

This is why these superheroes provide the perfect analogy for Insurance. We can say Batman is auto insurance because he has the Batmobille. Wonder Woman can be travelers insurance because she has her invisible plane. Spiderman can be renters insurance since he tends to move a lot. Superman however, will be umbrella insurance since he runs around doing pretty much everything.

Emergency lights

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The same goes for umbrella insurance, the Superman of insurance. Even though you may already have auto, travel and renters insurance, there are occasions when a problem or issue is just too big for one insurance policy to handle.

Change it

So while some may scoff at the idea of an umbrella insurance policy, there may come a time when those scoffers may need it. Emergencies are not a time to be picky or prideful. When disaster strikes, you are going to want all the help you can get. Don't assume that Batman will be able to solve your every problem. Despite how awesome he is, even Batman needs help sometimes.

Don't refuse the help of Superman just because you wear Batman underpants. So get your Auto Insurance, Travelers Insurance, and Renters Insurance from Kemper Insurance Frisco, but remember to back yourself up with the Superman of all insurance policies: your umbrella insurance.




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